Get the Funding Your Business Deserves

Duckfund’s inclusive financing aims to level the playing field for all people, and we especially support women, racial minorities, and LGBTQ+ through fair and flexible funding.

Fund my business

We approve over 60% of applications

> 60%
Full loan approval*
24 hours
Response time
48 hours
Until you get the funds in your account

*Compared to just 17% minorityapproval from other lenders (2022)

Use our calculator to check* how much funds you can get.

*Checking your rate won't affect your credit score

The results provided by this calculator are intended to serve as a general guide for informational purposes only. They do not constitute a formal quote or an offer of finance in any way. The calculations are based on the information provided by the customer and certain assumptions, and actual figures may vary.

Please note that the results from this calculator are not indicative of loan pre-qualification or approval. The final terms, conditions, and eligibility criteria for any financial product or service are determined by Duckfund.

We recommend that you consult with a qualified financial advisor or professional before making any financial decisions based on the results obtained from this calculator. Any reliance you place on these calculations is at your own risk. We are not liable for any damages, losses, or inconvenience arising from the use of this calculator or the interpretation of its results.

Learn more

Testimonial

Anna was amazing!

The process was very easy and everything went extremely well with the entire process!

Thanks Duckfund for the opportunity to do business with  you all it has definitely been a pleasure!

Shaprell Malivert

Founder of KSM Logistics LLC

Anna and her team were wonderful to work. Sometimes getting a small business loan can be challenging and impersonal, but she said YES when other lenders didn't. I highly re

Duckfund helped me in a very difficult time. Anna Kogan was very understanding of my short term need for funding and the way I needed the payout.  Anna and Duckfund not only were able to accommodate my particular needs, but equally important provided the funding in a timely manner.  As my business grows, I plan on establishing a successful and exclusive funding partnership with DuckFund.

Сommend DuckFund as being your first choice when seeking a business loan. They are worth the Five Stars so check them out.

Michael Carithers

Founder of Carithers Consulting Services LLC

Anna and her team were wonderful to work. Sometimes getting a small business loan can be challenging and impersonal, but she said YES when other lenders didn't. I highly recommend DuckFund as being your first choice when seeking a business loan. They are worth the Five Stars so check them out.

Peter Paskill

Owner of Paskill Consulting

I had a fantastic experience with Duck Fund! Fast and easy-very professional customer experience!

Sonja Nored

Owner of Krobar LLC

Anna was absolutely AMAZING!

She treated us so well and made the process so easy.  We have been looking for a lender with affordable rates. We will definitely be using them Duckfund for all of our upcoming projects.

Thanks again Anna!

Reesio Jones

Owner of Reesio's Repairs and Renovations

I will be using this service again. The whole process was streamlined and understandable.

As with everything in life, it was not without minor inconvenience. However, the people over at DuckFund found solutions around the smallest problems.

Doing business with DuckFund is a no brainer for small business owners!

Peterson Cola

Owner of Wellington Agency Group LLC

Anna has got to be one of the most awesomest people I've ever worked with. The entire process has been very simple.  

I am very thankful for everyone's help

Michael Braxton

Owner of Sippis Inc

Anna and her Team at Duckfund truly cares about your businesses success. They make the process so easy! I'm glad to establish this relationship with Duckfund as I'm sure my business will be utilizing their services in the near future.

Thank you so much for believing in my vision Anna and I look forward to working with you again! You set the bar for lenders. Your service is exceptional to say the least.

Thank you Duckfund Team!

Andre Johnson

Owner of Daygos San Diego Taco Shop

Anna Kogan and Duckfund gave me a chance and opportunity for my business when no one else would! I’m so grateful! My dance school will thrive and my dream will continue, for me and my Dancers!

Easy, no hassle approval and courteous experience! Did I mention how understanding and FAST they are to help you with your small business needs? I’m spreading the word and counting my blessings since finding this wonderful company that believes in me and my business to fellow colleagues!

Thank you so much, Anna and your inspiration! They give to small businesses because they care!

Denise Davis Johnson

Owner of Cedartown Academy of Performing Arts

Duckfund approved my loan application in one day. Our interaction was fully digital, but with great attention to my needs and personal touch. Almost no paperwork!

I got funded to hire more drivers for upcoming busy season, create more jobs and grow bigger.

I was literally surprised by the interest rate - these guys really support small businesses, not squeeze us dry

Hans Biteghet

Owner

As a business owner I was working with many financial service providers in the past, and I have never seen such a great company as Duckfund.

They truly understand your business and your business needs and they simplify it the most possible way and with honest interest rate that can really grow your business.

Definitely worth partnering with them.

Abraham Gandl

ABC Residentail Casework

Anna was amazing!

The process was very easy and everything went extremely well with the entire process!

Thanks Duckfund for the opportunity to do business with  you all it has definitely been a pleasure!

Shaprell Malivert

Founder of KSM Logistics LLC

Anna and her team were wonderful to work. Sometimes getting a small business loan can be challenging and impersonal, but she said YES when other lenders didn't. I highly re

Duckfund helped me in a very difficult time. Anna Kogan was very understanding of my short term need for funding and the way I needed the payout.  Anna and Duckfund not only were able to accommodate my particular needs, but equally important provided the funding in a timely manner.  As my business grows, I plan on establishing a successful and exclusive funding partnership with DuckFund.

Сommend DuckFund as being your first choice when seeking a business loan. They are worth the Five Stars so check them out.

Michael Carithers

Founder of Carithers Consulting Services LLC
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It’s time to break through business financing barriers

It’s 2023, but minority business owners still face an uphill struggle to secure the funding they deserve. Entrepreneurs from minority groups lose ground on rivals thanks to unjust lending practices deeply rooted in banking culture.Financing options like a business line of credit, equipment financing, small business grants, and even SBA microloans are often out of bounds for minority entrepreneurs.

Minority-owned businesses are around half as likely to get all the start-up business funds they applied fo

LGBTQ+ startups are almost twice as likely to receive no funding options as non-LGBTQ+ business ownership.

Source: LGBTQMap

Under 20% of majority women-owned businesses were approved for Small Business Administration loans in 2022, compared to 67% of their male counterparts.

Source: Forbes

Get approved for finance today
Duckfund approves over 60% of applications by using an unbiased AI-powered credit scoring model.

We consider your business’s true potential, not your background, including the quality of your goods and service, your growth potential, and even your social media activity.
No minimum credit scores
No prejudiced lending standards
Loan Approval Rate (March 2023)
Online lenders
29%
Traditional lenders
28%
Credit unions
20%
Small banks
19%
Big banks
14%
Duckfund
Over 60%
Get approved
for finance today
Apply in two minutes
Get approved within 24 hours
Receive the money in 48 hours
The Duckfund lending model is built on speed. We know how crucial swift access to funding is to short-term business growth, which is why we won’t hold you back with red tape and paperwork.
Upscale your capital
at low-scale rates
Lending money shouldn’t mean breaking the bank.

Debt cycles occur because lenders charge unfair fees and interest rates.

Duckfund’s fair and transparent pricing policy does the opposite. We want to fund you at a rate you can afford.
Get flexible funding on your terms
Life is unpredictable.

Tough times are a natural part of life for even established businesses, and our flexible repayment plans reflect that.

You have the power to adjust your terms in tight situations. Then when things pick up, you can step up your payments without incurring penalties or fees.
Interact with our friendly customer service team
Big lenders can get away with a cold impersonal service because of their power.

We believe that’s bad for business. Yours, not theirs.

Our friendly support staff are on hand when you need them, for whichever issue you want to chat about.

Why these types of business loans aren’t working

Sign up

Fill out our quick loan application form in the time it takes to make a coffee.

Get approved

Join our ranks of funded minority-owned entrepreneurs in 24 hours

Grow your business

Get the money into your account in 48 hours and fund its next chapter.

Why our socially responsible loans work – Because we want to fund you!

Duckfund doesn’t follow tradition. As a female-owned start-up, we believe that funding minority ventures is the only way to a better business world. And society. We want to fund new minority-owned businesses, which is why we’re part of several business development accelerators.

Duckfund’s Socially Responsible Loans FAQs

What are the eligibility criteria for obtaining a small business loan as a minority entrepreneur?

We use an unbiased AI-powered assessment tool for our application process. FICO scores and bank statements aren’t important to us like they are to a traditional bank.
Instead, we want to dig deep into more interesting working elements of your business to get a better idea of its potential.

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What are the repayment terms associated with small business loans for minority groups?

Each of our small business loan options comes with its own flexible repayment plan tailored to the needs of the borrower as well as factors such as annual revenue and cash flow.

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Are there any specific eligibility requirements or documents needed to apply for these types of loans?

We simply ask that any minority-owned business applying for our finance has been operating for at least six months, has generated a minimum of $5,000 monthly revenue for six months, and has no bad credit or business debt in collection.

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What is the typical length of your term loans?

Our socially responsible loans for minority-owned businesses are typically for 3 to 6 months.

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What types of businesses or industries qualify for these loans?

Businesses of all types and industries are welcome to apply for our loan programs, from minority-owned nonprofit organizations to women’s business centers.

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How long does it typically take to get approved for a small business loan as a minority entrepreneur?

We almost always respond with a loan decision within 24 hours, however this may be longer in rare cases.

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Can these loans be used for various business purposes, such as working capital, equipment purchase, or expansion?

The loan amount is available for whichever legal purpose you choose.

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What additional resources or support does Duckfund provide to minority-owned businesses beyond the loan itself?

We want to be the opposite of the cold, faceless nature of large financial institutions so we provide friendly, round-the-clock customer service.

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